the 1 pnote to 97 pmnotes was in Alpha, i haven't been able to get into Survival yet, perhaps there it is different. The point i'm trying to make is yes, its has a cost in value, but that value imo is relatively low and easy to afford. lets just say that 1 pnote = 50 pmnotes, thats just 2x more cost (1/5th penny to 2/5th penny). I'm just saying, i think its cheap. However, i do agree that the more the game is made to be newbie friendsly + friendly to players who do not need to donate, the better because the population of the world will grow.